Motor Commercial Plus

An enhanced policy designed for heavy commercial vehicles. It provides for a tracking facility as well as taking care of loan repayments while the vehicle is under repair, among other extras.

Basic cover

  • Accidental collision and/ or overturning
  • Theft
  • Fire
  • Riot Strike & Civil commotion
  • Malicious damage
  • Flood and other perils of nature
  • Third party liabilities

Benefits

Nil theft excess

Riot strike and civil commotion cover

Coverage across COMESA region

Repair facilitation within the COMESA region (Usual yellow card procedures apply)

  1. Tow the motor vehicle to Kenya  where the vehicle is a total loss or must be repaired back in Kenya
  2. Negotiate reasonable cost of repair with a repairer in the country where the accident occurred
  3. Pay cash in lieu of repairs

Higher authorized repair limit –Ksh 200, 000/-

Occupational Personal accident cover for driver and loader up to Ksh 100 000/-for death and permanent total disability

Free tracking device

Floods and other perils of nature cover

Windscreen – Kshs 30 000/-

Radio Cassette- Kshs 20 000/-

Towing limit Kshs 50 000/- (charge 10% on extra limit)

Benefits at an extra charge

Political Risks & Terrorism cover – 0.5% of vehicle value (single unit) and 0.3% (fleet rate)

Monthly loan repayment whilst under repair

Loss of income

Carrier’s liability

Theft by employees

Work injury benefit cover for driver and loader (WIBA)

Excess protector (material damage)

Fleet management